Our Values

  • Innovation.
  • Customer Focus.
  • Recognition.
  • Effectiveness.
  • Diligence.
  • Integrity.
  • Teamwork.

Our Mandate

We are mandated, under Section 12 (1) of the DBZ Act Chapter 363 to, among other things:

  • Make available long, medium and short term finance and equity investment for economic development;
  • Provide technical assistance and advisory services for the purpose of promoting economic development;
  • Assist in obtaining and placing foreign investment for the purpose of promoting economic development;
  • Administer on such terms and conditions as may be approved by the Board such special funds as may from time to time be placed at the disposal of the Bank;
  • Borrow funds in Zambia and elsewhere;
  • Buy and sell securities, including securities which the Bank has issued or guaranteed;
  • Study and promote investment opportunities; and
  • Provide borrowers with capital and other resources for investment in economic undertakings and activities for, or relating to:
    1. the creation of infrastructure
    2. the production of goods or services
    3. the creation of employment; or
    4. such other economic undertakings or activities as the Board may determine
Target Sectors

In order to maintain reasonable diversification in investments among all sectors of the economy, we provide capital and other resources for investment in the following main areas:

  • Agriculture and agri-processing;
  • Manufacturing, tourism and hospitality;
  • Transport, Storage and Communications;
  • Mining, Construction and Renewable Energy; and
  • Infrastructure and other economic activities
Operational Focus
  • Supporting investment in both the public and private sector to galvanize growth, productivity, employment, wealth creation and broad based citizen’s economic empowerment;
  • Supporting infrastructure financing to catalyze economic activity and improve service delivery; and
  • Proactively providing technical support in terms of policy advocacy and advice to government and other stakeholders

Our Value Proposition

We are a dependable development finance institution, regulated by the Bank of Zambia, supervised by the Ministry of Finance, and mandated by the Government of the Republic of Zambia to provide financial and non-financial solutions to enhance economic growth in the country.

  • Geographic Coverage
    We offer services to projects across the entire country in various sectors of the economy, regardless of geographical location.
  • Excellence in Regulatory Compliance
    Commitment to excellence in regulatory compliance is of utmost importance to us. This ensures the highest levels of transparency and security in our operations for the ultimate benefit of our clients.
  • Personalized Services
    We endeavor to fully understand our client needs in order to offer a superior customer experience through customized service and advice.
  • Pricing
    We are knowledgeable, responsive and committed to delivering competitively priced products, while consistently demonstrating our focus on Zambia’s economic growth
  • Project Implementation
    The Bank will be a project implementation partner for government for social infrastructure projects to help deliver selected projects on-time and on budget.
  • Development Networking
    Initiating, mobilizing and coordinating public, private and community efforts to ensure a programmatic approach to development solutions for environmentally and socially sustainable development outcomes.
  • Technical Assistance
    Building entrepreneurial, institutional, knowledge, technical and managerial capacity to broaden and deepen the impact of development finance;
  • Development Financing
    Contributing to economic growth, wealth creation, employment generation and improved service delivery through Apex lending to PFIs for micro and Small Medium Enterprises (MSMEs), direct financing of SMEs, large corporates, infrastructure and fixed capital formation;